Pathways to Equity through Cooperative Homeownership

Lack of affordable pathways to housing ownership for marginalized communities remains a critically harmful form of inequity that carries negative effects on all aspects of livelihood, health, agency and personal agency. The problem of access to home equity is very much structural, with financing unavailable to minority families; education debt load impinging and undue burden on specific families; structural barriers for low-wage job holders; and lack of know-how to access existing resources such as HUD’s home ownership programs.